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How to Overcome Your Money Gremlin


Evelyn Lim

What is a Money Gremlin?

The Money Gremlin is the critical voice that goes inside your head on matters related to finance. If you are to go silent for a while, you will become aware that what occupies your mind is your self-talk. I shared in my book, Self-Love Secrets, that 80-90% of our self-talk tend to be negative.

Also, not too long ago, I found out from a research study that women tend to be more stressed than men and for most women, our main source of stress comes from money.

Put the debilitating self-talk plus money concerns together, we have the self-image or the mental persona of the Money Gremlin.

With the Money Gremlin in charge, you are having this internal negative dialogue about finances all the time. If you have money worries or struggles, you could be hypnotised by your Money Gremlin. Consequently, you can’t stop thinking and fretting over finances. The non-stop chatter can also cause you to experience insomnia, keeping you awake at night.

How did the idea of a Money Gremlin come about?

I have the regular habit of journaling my thoughts as part of my self-discovery and inner work process either just before bedtime or early in the morning. It happens to be the time when I get my most creative ideas and inspiration while I am in a contemplative mood. Well, when I was journaling my thoughts one day, the idea of a Money Gremlin came knocking.

I was rather intrigued. And so, when the idea dropped, I set to work for further research. I had the vague memory of having the book, Taming Your Gremlin, in my library. I had not read it previously. After a short search, I found the book. It was written by Rick Carson. His book is about the little voice inside us that holds us in fear and prevents us from stepping up.

“Your gremlin is the narrator in your head…he defines and interprets your every experience. He wants you to accept his interpretations as reality.” Rick Carson

After flipping through the pages, I began to recall about a secret dream I had. It had been buried for a long time. It has been my dream to help others improve their mindset; specifically in relation to money. However, until last year, I had no confidence that I was able to. Money, after all, is an emotional topic for most people and I did not know if I would be able to help others on a touchy subject.

I realised that I had to overcome my own gremlin first. And so, I worked on myself. Not only that. I went on to share about the “Money Gremlin” with a number of my clients privately and worked with them on theirs.

What Does Your Money Gremlin Say?

The things said by a Money Gremlin will probably be like….

“Oh…it is too hard.”
“Maybe I am not meant to be making that kind of money.”
“This is just not the right time to rock the boat!”
“I don’t have what it takes to make lots of money.”
“I will have to pay more tax.”
“My friends are going to ask to borrow money from me.”

Your Money Gremlin does not stop talking. It loves spinning the same old money story. The same old money story comes from some past personal experiences that you had or myths that were unconsciously bought into.

Your Money Gremlin goes on and on with its critical voice, judging you because you “do not have enough”. You feel small because your Money Gremlin tells you that you simply do not measure up to your neighbours or peers! It limits your capacity to make more money because it lets you know that being rich is dangerous! You could be in the danger of losing your friends, pay more taxes or attract miserly friends who only want to borrow money from you.

The actions that you take regarding anything are driven from gremlin inside. The environment that it thrives in is one of fear. Your money gremlin limits your power. To keep you safe, it stops you from venturing out, taking a risk, putting yourself out there.

The Number One Money Gremlin Secret

What truly drives your external financial situation is the money story as told by your Money Gremlin.

You may have some financial targets to meet or you may hope to have a certain income breakthrough…..but your Money Gremlin can easily sabotage your hopes and dreams if you are not aware enough!

Learn More about Overcoming Your Money Gremlin

I have decided to kick off a series on getting to know your money gremlin and its sabotaging stories.

Firstly, if you would like to learn more, join me with host Victor Schueller of Positively Empowered Radio Online on “Overcoming Your Money Gremlin” on March 10, 2014 at 12 PM Central Standard time. During the interview, I will be answering Victor’s questions and sharing about my money story with him. Do listen in by clicking over here to learn about the Money Gremlin!

Secondly, I will be writing more blog posts on this subject. It’s going to be fun sharing about the Money Gremlin and bringing it out of its hiding. So keep a lookout for more of its sabotaging stories!

Love and Abundance always,


Abundance Alignment Coach


First, let me introduce myself. My vision is to turn dreams into reality through self awareness, inspiring others to do the same. The various roles I play in the school of life include being a life coach, mother, wife, ex-Banker, Singaporean, and an internet entrepreneur. In terms of qualifications, I am also a Certified Emotional Freedom Technique Practitioner, an Intuitive Consultant, and Vision Board Counselor. On this blog, I share about the various personal insights I have gained, my successes and challenges. I have since published books and programs such as Abundance Alchemy: Journey of Gold,Self-Love Secrets and Life Vision Mastery.

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